Unveiling Challenges in Fair Lending: Navigating the 2025 Landscape

This engaging 90-minute webinar is designed to equip housing counselors with essential knowledge and practical tools to navigate the evolving landscape of fair lending in 2025. Join us for an in-depth look at key regulatory changes, common discriminatory lending practices, and actionable strategies to better support clients in the homebuying process.

Key topics include:

• Gain insight into the recent updates to the Truth in Lending Act (TILA) and its impact on borrower protections.

• Understand the Equal Credit Opportunity Act (ECOA) and how to identify and address violations such as redlining and appraisal bias.

• Explore tools like Reconsideration of Value (ROV) and CFPB complaint filing processes to advocate for clients effectively.

• Learn about Special Purpose Credit Programs (SPCPs) and how to help clients access race-neutral lending opportunities.

• Dive into TRID requirements, including Loan Estimates and Closing Disclosures, and how to spot red flags.