Crunching Numbers Pt. II: Essential Calculations for Housing Counselors

This advanced housing counseling math training continues our quest to understand the most effective ways to use calculations as we work with our counseling and coaching customers. We will provide housing counselors with a deeper understanding of mortgage-related financial assessments and mathematics used to enable a HUD approved financial analysis. Participants will learn how to calculate private mortgage insurance (PMI), discount points, foreclosure surplus income, and other computations that support housing affordability analysis. Using hands-on exercises and case studies, attendees will develop the analytical skills necessary to guide clients toward informed housing decisions.

Learning Objectives:

· Enhance skills in advanced mortgage-related calculations.

· Understand PMI and how to calculate it.

· Compute discount points and their impact on loan costs.

· Master additional affordability and financing calculations.

· Apply HUD informed financial assessments to real-world housing scenarios.